Mortgage Loan for Overseas Investors
Steps to Borrow
Steps to Borrow
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STEP
01
Inquiry & Consultation
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STEP
02
Application
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STEP
03
Credit Assessment
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STEP
04
Loan & Mortgage Agreement
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STEP
05
Loan Drawdown
01
Inquiry & Consultation
Share with us your investment & borrowing plans and property acquisition schedule.
If property details are available,we will conduct an initial assessment to offer tentative loan amount in prior to application.
【Example of Necessary Documents】
- Sales Pamphlet
- Property Brochure
- Expected rental income・rent-roll, etc.
02
Application
Please visit our office to fill out & sign (chop) our designated application form. Application can be arranged by post if necessary.
【Example of Necessary Documents】
- Passport copy
- Current residential address proof
(IRD Assessment & Notice, HAD issued Declaration or water bill receipt from Water Supplies Department)
03
Credit Assessment
We will conduct our credit and property assessment upon receipt of your application form and supporting documents.
Depending on the results, we may not be able to accommodate your request.
【Example of Necessary Documents】
- IRD Assessment & Notices (most recent past 2 years)
- Pay Slips from employer (most recent past 3 months)
(If other than company employess⇒Profits Tax Return, Balance Sheet and Statement of Comprehensive Income, and Profit & Loss Account (all documents for the last 2 years) ) - Sales & Purchase Agreement, Statement of Important Matters
- Property Management Agreement, Tenancy Agreement
04
Loan & Mortgage Agreements
Loan & mortgage and all relative agreements will be signed at our office.
(All persons holding title of the property will be asked to be present)
05
Loan Drawdown
Loan will be drawdown on the day of handover.
For further details, please contact us at
Business hours: 09:00-17:00 JST
Monday - Friday (normal banking business days)